How to Fund Your GraphCard Account with VTN

Graphcard is simply an online payment system that enables anyone anywhere in the world to pay online without having a credit card. This means you can get to purchase things online where there is a need for you to use a credit card which you probably don’t have. To use this, you will need to create a graphcard account.

To get started, each player has to open a Graphcard account. For customers opening a personal account and distributors opening a reseller account, registration is completely free. There is a one time activation fee of $45 for merchant accounts. This fee is due when the merchant starts accepting payments online through Graphcard.

For personal account holders and resellers, the next step after opening an account is to add funds to it. While resellers have a special arrangement with Graphcard that enables them load their accounts by wire transfer from their banks, personal account holders have various options. Some of these options is to either purchase a virtual prepaid card from a reseller or use virtual terminal network (VTN). Alternatively, you can load using personal checks, electronic transfers from checking accounts, Western Union money transfers and money orders.

Once your account is active and funded, you can start using it to shop online by easily going to where you want to purchase an item, and log on to your Graphcard account to send money via email to the merchant. If the seller is registered with Graphcard, the funds are deposited into their account immediately. You would not be charged any fees for sending money this way. If the seller/merchant is not registered but accepts checks or money orders, Graphcard makes payment using either option. When payment is effected, Graphcard notifies both the merchant and the customer of the payment via email. An online reporting tool also enables both parties to check the status of their transactions.

Another way is that Graphcard has a feature that allows members to convert their Graphcard funds into an online debit card. This is accomplished by simply purchasing a virtual card using the funds from your Graphcard account. Graphcard then allows you the account holder to view card details such as the card number, expiry date and CVV2 code via their secure 128 bit SSL encrypted website. The virtual card does not have personal information such as names. The virtual card enables Graphcard account holders to shop online as they would with a traditional credit card but with the added benefit of anonymity.


So how do you fund your graphcard account with VTN?

The reason why you should use this is simply because VTN accepts Naira, you don’t have to worry yourself with funding your Graphcard account with dollars ($). Graphcard is a merchant of VTN, so that means when you logon to your Graphcard account, you can easily fund your graphcard account.

To do this, logon to your Graphcard account, click on “MyAccount button” then click on “Add Funds” then finally select “VTN option”, you can then transfer funds to your Graphcard account from your VTN account instantly! (The conversion is automatic and it’s instant). It’s important to keep the following in mind that exchange rates can change at anytime without prior warning; Graphcard uses the Bureau-D change exchange rate in Nigeria; Your VTN and Graphcard email must be the same and Your VTN account must be funded first.

You can fund your VTN account using any of the three options below;

-Option 1 (Recommended at this stage): You should visit any of the VTN Bank branches and deposit cash into the account of VTN. You will find the bank account details as specified on your VTN account. One your payment is confirmed, your VTN account will be credited.

- Option 2, Purchase VTN Scratch card at any VCASH Agents: Logon to your VTN account and click on Add funds using scratch card, and follow the instruction.

- Option 3, Purchase VTN electronic pin from VTN approved resellers

If you need further assistance, please do not hesitate to ask using the comment box provided further below.


  • Ahmed

    It is actually a great and helpful piece of info. I am satisfied that you simply shared this useful info with us. Please stay us up to date like this. Thank you for sharing.

    • Adesoji

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